The government don’t want you spending money on debt service when you could be spending it on consumption.
They would rather lend you new money to pay back old debts at a lower rate so debt service doesn’t crush your disposable income.
Some great deals can be found for NHS and Social Care Workers, people that don’t own a home unsecured for tenants. It’s not a very nice thing to do to ask a friend or family member to be a guarantor, so government no guarantor loans are great.
Loan Application Form
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